How can I afford a car in my 20s coming from a middle-income family?

Delay the car plan a few years and continue saving for it. Who knows, you may want to allocate the savings to other things and no longer interested in having a car then?

If i could turn back time, i will not purchase my car again when i was in my 20s, 1 of the biggest financial mistakes ever made. And if that is not enough, I changed car in less than 3 years of owning it.​​​

Rent it. U can change ferrari, bmw, merc... everyday

Your family background doesn’t matter unless your family is paying for it.

If you are paying for it, then you should find out how much does the car you want cost.

You should also know that there are maintenance fees as well.

In your 20s, if there’s no need for a car, suggest not to get it now.

If it’s a want, make sure you can afford it without sacrificing other things such as your family (parents allowance), house mortgage, necessary expenses, savings for your future etc.