Advertisement
Anonymous
Looking at beyond 10-15years. VUSD 43.6%, 3067 31.8%, ES3 12.3%, A35 12.3%
7
Discussion (7)
Learn how to style your text
Reply
Save
Just a quick comparison:
ā
between STI, A36, CLR ETF.
STI , A36 dividend 2+ to 3% p.a
CLR dividend 4%+ p.a.
ā
To me, STI, A36, CLR no different in term of volatility, it is nothing when compared to US & chinese stocks. Thus i will go for a higher gain.
Reply
Save
VUSD , and 3067 is good
ā
Sg market are bond-like do not need to include A35, growth is bad, di...
Read 2 other comments with a Seedly account
You will also enjoy exclusive benefits and get access to members only features.
Sign up or login with an email here
Write your thoughts
Related Articles
Related Posts
Related Posts
Advertisement
Hi Anon, I like your idea of having a long term horizon and passive approach to growing your money.
I think that the allocation to VUSD is great. Personally I DCA into CSPX because it is accumulating and compound my money automatically and will save on commission fees. But if u like to recieve the dividends, VUSD works fine.
I feel that the allocation to chinese tech via 3067 is rather high. Imo chinese regulation is likely to last for next few years thus i would prefer a diversified exposure to chinese market. Thus i would suggest shifting some funds from 3067 to CNYA, which holds Shanghai listed A shares. These companies are not the target of recent regulations but are stull exposed to China's booming economy.
Additionally, I am not a fan of the Straits times index. I prefer to hold higher yielding dividend stocks such as REITs and the banks which are relatively safe investments as well. Thus I would diversify by buying into the 3 banks and a REIT etf as well.
Lastly, I am not a fan of bonds as well because they tend to underperform stocks in the long term. I would allocate this remaining 12.3% to higher growth stocks. If u'd like to recieve more payouts you can allocate to banks and reits as well.
Hope this helps!