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At his/her age, the critical illness plan's premium would outweigh the benefit in my opinion. Critical illness is usually used to offset the risk of critical illness during one's working years, but if your parent is retired. I think the more important ones are the integrated shield plan and eldershield (This is for long term care)
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Personally, i would want to be covered for CI at that age and beyond. but only if the premiums are a...
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