Hi, just got a BTO. We’re fresh grads so we’ll be doing deferred income assessment for the EHG. To pay off the mortgage using CPF, we must earn more than 9k. But if we do we cnnt get EHG. Advice?

Hello! If I understand correctly, this means that both your partner and you need to have a combined income of more than $9k to fulfill your monthly loan repayment? This would translate to $2k per month for repayment.

Personally, I would aim to buy an affordable HDB if I can! But you're an above-median income earner I wouldn't sweat it about the EHG as this grant caps pretty quickly imo. :-)