Hi im 32 years old and im the only one working as my co applicant is unemployed am i eligible for the hdb loan??

Ive applied for a 4rm flat in mature town

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Aidan Neo

25 Aug 2020

Financial Services Consultant at Manulife Financial Advisers

Definitely, there is no restriction on the employment. What you have to pay attention is the maximum loan they can give less any grants, and how can you afford to pay the downpayment + any excess and sustain the monthly mortgage payments.

For more details, can refer to their website.

https://www.hdb.gov.sg/cs/infoweb/residential/f...

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We are Singaporeans, 400k BTO (HDB loan + ready in 2 years). $3.7k household income (no kids). Will HDB recalculate our loan eligibility and income might be insufficient?

I have 2 Condos and 1 HDB, 1 condo rented out for 4k, HDB rented out for 2.8k, and I'm staying in one condo, I'm 55-year-old next year with an outstanding loan of 1.5 million. What should I do next?

When is your HDB BTO loan eligibility assessed? I am currently unemployed but am due to start my new job only after the application process ends in Aug. Will this affect my BTO application?

Should a 32 year old working adult currently with AIA Secure Critical Cover Plan, take up both AIA Power Critical Cover and also Aviva Multipay CI Plan IV or just one of them?

Would you buy a HDB flat that is 40+ years old, with about 55 years left in the lease when one spouse is <30 years old?

We are Singaporeans, 400k BTO (HDB loan + ready in 2 years). $3.7k household income (no kids). Will HDB recalculate our loan eligibility and income might be insufficient?