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Jevon Hoe

17 Nov 2020

∙

Hi, if my income has increased during the 2nd income assessment closer to keys collection, will HDB increase my eligible loan amount?

Worried that HDB will increase my eligible loan amount during the HDB loan review.

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Jiayee

17 Nov 2020

Salaryman at some company

If this increase in income is beneficial to your loan terms, request to do an update with HDB.

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I think my monthly household income with my spouse will exceed $14,000 by the time of key collection. Does this mean that I will not be eligible for HDB loan at the point of time of the final HLE?

If applying for BTO & taking a HDB loan (1st-timers), how will a self employed person's annual income be assessed for EHG and HDB loan? Will the full amount of the declared annual income be assessed?

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