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Anonymous

26 Feb 2025

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Hi if I sold off my resale and applied a HdB BTO I was told 50%cash cream off apply. I have no intention to take on hdb loan bt to pay off in full using cpf . Does 50% cream off apply? Any advice?

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Kasper Toh

18d ago

Marketing Manager at ERA Realty

The 50% requirement is only applicable if you take a loan with HDB. To avoid this requirement, you choose to take a bank loan instead for the purchase.

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YOC

01 Apr 2025

Do you mean you need to use at least 50% of the sale proceeds to pay for the hose so that you can take housing loan with the "standard interest"?

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Seedname

04 Mar 2025

What is cream?...

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