facebookHi! I’ve read different Q&As on Seedly & General Investing (100% equities) seems to be the best for someone who’s ok to take risk. Now I have topped up my SRS, should I dca monthly, or all in now? - Seedly

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Anonymous

02 Jan 2022

Robo-Advisors

Hi! I’ve read different Q&As on Seedly & General Investing (100% equities) seems to be the best for someone who’s ok to take risk. Now I have topped up my SRS, should I dca monthly, or all in now?

Should I lump sum about $18k currently in my SRS into Endowus now for General Investing - Core (100% equities), or should dca monthly?

Also, Endowus takes time to process the SRS funds into the investment so this is also out of my control to go figure out when to invest the fund (when it’s low) right.

I started Endowus arnd mid July 2021.

Any differing views to look at other portfolio in Endowus (im 30 years old, able to take risks), please share your recommendation too, thanks!

Discussion (4)

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Clare

06 Jan 2022

Writer at Financial Avocado

Actually your funds will be executed T+1 (or the next day) if order is made before 8.30am - Endowus says 4-6 business days but subsequent days are for other checks. You can check out the detailed response from Endowus in my article https://financialavocado.com/stop-leaving-srs-i...

Overall I DCA, but I will find opportune dips to enter more, if the market corrects 10%. You can set aside 3 tranches to go in gradually.

My core is also the 100% equities, but I recently am trying a small amount (1k) in Fund Smart with Franklin Technology Fund (FAANG stuff) for potentially outsized returns (30%+) but also much higher risk and expense ratio.

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Go ahead, you can dca if you feel that the stock gonna drop this year~ otherwise just all in then~

Hard to say which will way perform better this year lol~ or you can lump sun half then slowly dcs the rest

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