Hi, I’m totally new to investment and have a few questions to clarify.

1. Generally I like the 50/30/20 rule. 50% for expenses, 30% for savings, 20% for investments. Any excess cash I have from unspent expenses at the end of the month will be channeled to investments/savings.

2. Fees. Currently, TD Ameritrade is the only zero fee brokerage on the market, but many users, myself included has had horrendous account opening times (6 months and counting). I personally like Tiger Brokers, they charge a minimum USD$1.99 per trade, but that can be offset with commission free vouchers. You can sign up here, and you will get a free share of Apple if you make a first time deposit of $2,700 or more. Tiger is also good as they often run promotions where you can earn points and redeem them for stock vouchers or commission fee trades.

3. Read books and do your own research. I like to use Seeking Alpha, Morningstar and Yahoo Finance for stock research. While you are taking the time to learn, consider putting your money into a roboadvisor/ETF that tracks the SP500 index such as VOO to let your money work while you learn. No one can tell you what stocks to invest in. A good book for beginners would be The Intelligent Investor by Benjamin Graham.

4. Never FOMO into a stock. This is a surefire way to lose money. Start out small, and start with index ETFs such as VOO, CSPX. As mentioned before this will let your money work for you while you learn how to stockpick and how the market works.

I wish you the best of luck and feel free to reach out if you have any questions. Cheers!

Go read some books on investment before asking stock tips online from anonymous sources whom had no interest/idea of your financial background