Hi everyone, I'm a beginner here so please don't mind my question. What are investments and why is it important to invest?

Beat inflation, not suffer during retirement are good enough reasons to start!

Imperative to note that salary curve will eventually go down or stagnate after hitting 40-50. Can't expect to have a 20-30% salary increase by then, and hopping around jobs like 20-30s'.

And to keep you inspired, my favorite quote from Warren Buffet - “If you don't find a way to make money while you sleep, you will work until you die."

Hi,

Investments is where you exchange money for ownership, option to sell/buy or hedge due to the possibly of potential gain. It is important as it is very difficult to rely on salary. Investing on stocks allows you to get additional income in form of dividends for stable income(for reits) and capital gains. Having a regular investing plan will slowly snowball in value and you might cover your expenses.