Hi I’m new to ETF I’m still not too sure what I’m I supposed to do with it to profit. I used the POSB RSP currently. Do I sell the units at certain point of time or do I accumulate to earn dividends?

If you are investing in ETF on a DCA basis, please note that you need to have a long term time frame. You should not consider investing for 3 months or a year as it would not give optimal results.

Since we are looking at a long term, I would suggest not to sell the units so soon. Perhaps you can set yourself a time frame on how long you want to invest in the POSB RSP. It should be at least 10 years. After around 10 years, you can consider selling them to fund your retirement.

It depends on you, but generally it would be good to leave the units as it is to earn dividends. The dividends could be used to reinvest in other counters. However, if you would like to sell the units to get the cash back, there is nothing wrong with that, it all depends on you in the end.