For your situation, you may wish to speak to a qualified consultant for professional advice.
Generally, we need to know your needs, as well as planning for the future. This will allow us to determine the level of coverage that you need, alongside with the coverage period.
Here are some reasons for your consideration: 5 Reasons why You need Life Insurance - Critical Illness
From here, we will determine whether you need coverage only at the severe stage, or to include coverage for early stage critical illness.
Above all, there are many options available in the market. Therefore, the most important factor will be to know your needs, and to work with a competent agent to guide you through the process.
I share quality content on estate planning and financial planning here.
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NTUC Income IncomeShield Integrated Shield Plan
NTUC Income IncomeShield Integrated Shield Plan Preferred
LIMIT PER POLICY YEAR
180 / 365 days
PRE & POST HOSPITAL
Raffles Shield Integrated Shield Plan
Prudential PRUShield Integrated Shield Plan