Hi! I'm a Uni student looking to get my first student credit card?

I'm thinking of getting a CC so I can consolidate my monthly phone bill, AF gym membership, Spotify subscription, CPF contribution and Grab payment altogether. Whereas for my daily expenses eg. shopping, meals, etc i would prefer to stick to my debit card.

Which student credit card should I apply for? Those fixed expenses that I have amount to about $200-$300 per month, so the $500 limit works fine for me.

TIA! :)

CIMB AWSM Credit Card DBS Live Fresh Visa Student Card Citi Clear Card - Student Credit Card Maybank eVibes Student Credit Card

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Just Being Ernest

12 Feb 2021

Content Creator at www.youtube.com/c/JustBeingErnest

There are actually student credit card from Maybank

credit limit is about $500 which works fine for you.

You can also get student credit card from dbs.

With two student credit card, your combined credit limit will be $1000

And eventually when you graduate and work full time, below is a strategy i use to decide what credit card to get

https://www.youtube.com/watch?v=M16XmqbSCmQ

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thefrugalstudent

20 Jan 2021

Founder at thefrugalstudent.com

Hi Anon,

If you're looking for a card that gives the best rewards on these payments that you listed, I would suggest either CIMB AWSM or Maybank eVibes for their 1% cashback on all eligible spending.

However, note that if you are planning to use the credit card to top up your GrabPay wallet, you will not earn 1% for this. Neither will CPF contributions. If you want to earn rewards for GrabPay wallet top-ups, you can use the SC Cashback debit card instead. You can check out this post for more information regarding that.

Hope this helps!

Regards,

thefrugalstudent

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