Anonymous

15 Mar 2023

∙

Hi! I am thinking of putting $20k into tbills (hoping for 4% for 6mths), but saw the HSBC EGA bank account promo. Read the t&c and got abit confused. Anyone has recommendation which is better?

For hsbc i think i can top up $6-10k every month for next few months.

anyone know how long does it take for me to get the hsbc account number after i apply online? Thanks!

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峻豪

15 Mar 2023

T bill is safer. HSBC EGA rate higher but you will have to understand TnC and know how to do.

I applied online on 1st Feb, got account number immediately, but there is minor hiccups on the way, so went to their branch. All in all early March all is ok.

Just a reminder if you have HSBC credit card before, better for you to go branch to set up.

Just FYI

HSBC has 2 promos.

1) EGA for 4.55% / 4.70% depends you are personal or premier compared to reference month

2) Everyday+ 1% on the previous month

For example, mine is Feb-May cycle, reference month will be Jan, so as long as you sms, you will earn 4.55% / 4.70% for the 4 month compared to reference month

For the 1%, 1st and 3rd month, for my case, Feb and Apr I will need to do 2K in and 5 x FAST out to fulfil. (I'm on personal)

For more can check out the HSBC webiste :)

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