Hi! If i hv $200k, it’ll be better putting the money into 6mths tbills (prefer something safe) & NOT into OCBC360 saving right? The interest earned from Tbills will be more than interest from ocbc360?

It depends on how much interest you are getting from ocbc360.

Split $200k into emergency fund, SSB, T bill and FD.

they serve for different purposes.

With 200k in OCBC 360 account, and assuming you fulfilled the salary, save, credit card and 200k interest bonus, you can get around 600 SGD per month, which is around 3.6 % p.a. So use this as a gauge against the current T bill rate.

Thanks for tbill .. but howabout FD overseas ratees ?