Hi. I am 34, single and no financial commitments besides the basic necessities. I have about 150k in the bank and looking to invest some of it. What would your advise be in terms of investment?

Invest in T-bill for a 6 mths or 12 mths, to earn an interest of 4%.

Spread out to different types of investments and keep sufficient for rainy

Spread it out into different investment like etfs, equities or bonds

I assume you have factor in the costof insurance and setting aside emergency funds of at least six months of your salary, then you can invest all the spare cash.

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A new investor can buy ETF like S&P 500 first before you learn the basis of investment into stocks and options. These are considered as high risk investments. I use Interactive broker platform to buy stocks.

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You should consider safer investment vehicles such as singapore T bills and SSB.

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#Not proper financial advice

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