facebookHi does anyone have advice on the best way to structure a portfolio to draw passive income of 4-5% year and minimise significant harm to it? I am a buy and hold investor of 50-50 T bills and equities - Seedly

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Anonymous

06 Jan 2024

βˆ™

General Investing

Hi does anyone have advice on the best way to structure a portfolio to draw passive income of 4-5% year and minimise significant harm to it? I am a buy and hold investor of 50-50 T bills and equities

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Chin Guo Qiang (ITIL4 / CSPO / CSM)

24 Jan 2024

Assistant Vice President, IT Operations at Bank of China Limited

If gunning for base 4% or close value without risk, go for T-Bills, and mix with SSB for liquid funds (non-CPF amount).

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Then only consider other options once this "foundation" is laid out.

REITS and bank stocks for SG market, overseas can consider S&P if your time horizon is wide enough....

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