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Chin Guo Qiang (ITIL4 / CSPO / CSM)
24 Jan 2024
Assistant Vice President, IT Operations at Bank of China Limited
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Etfs?
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REITS and bank stocks for SG market, overseas can consider S&P if your time horizon is wide enough....
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If gunning for base 4% or close value without risk, go for T-Bills, and mix with SSB for liquid funds (non-CPF amount).
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Then only consider other options once this "foundation" is laid out.