Hi! Appreciate some help.. I realized I have coverage from AIA Pink of Health and Solitaire Personal Accident as well as NTUC Enhanced Income Shield Preferred (with Rider).. Redundant? Can cancel one?

Hey there!

All three policies serve very different purposes. Pink of Health is a "hospital income" sort of plan that gives you an income upon hospitalization. Solitaire Personal Accident is an accident plan that covers accidental deaths, dismemberment and injuries. Income Shield is a hospital plan that covers your hospitalization costs.

Before deciding to cancel any of them, do evaluate your initial reason for getting them. I won't say any of them are redundant because it depends on which existing policy do you have currently. But you will definitely need your Shield plan regardless because thats the most basic health insurance plan you can get for yourself.
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