Is this investment guaranteed?

No one except Endowus Customer locked in the plan probably.

Is it

I'm an Endowus user.... I've MooMoo brokeage account. For this STI fund, I think it makes more sense investing directly with SGX exchange. The expense ratio is slighly lower for both tickers; ES3 (SPDR ETF at 0.28%) and G3B (Nikko ETF at 0.26%.)

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Yes, even though investing on Amundi STI Fund via Endowus is at 0.15%. But do take note that, there is extra charge of 0.30% on the platform fee. That totalled to 0.45% already.

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I only invest in the Amundi MSCI World Index Fund and iShares S&P500 (Options) fund via Endowus..

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I do know that Amundi MSCI World Index Fund is available on Poems with only 0.03% management fees but I lazy to switch before i have already invested for long.. I could potentially lose out as well... if you know what I meant.

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