facebookHi Any one brought Vivo child insurance from Income. Mine for 10years and only able to break even soon for the premium paid. Is this still good to keep as want it cash withdrawal for kid education ? - Seedly

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Anonymous

4d ago

Insurance

Hi Any one brought Vivo child insurance from Income. Mine for 10years and only able to break even soon for the premium paid. Is this still good to keep as want it cash withdrawal for kid education ?

Discussion (1)

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Did you buy an insurance, or endowment? how long more do you have until your child's eduction.

for an endowment, yes it takes about this amount of time to breakeven. generally, if there are no major problems, you should be able to get the guaranteed sum upon maturity. endowments bought about 10-20 years ago are quite decent with 3-4% yield or even higher

(don't look at the projected return figures, look below the table of illustrations to see the actual yield).

however, some risks involved, Income today is no longer the income 10 years ago. they can say anything they like, but without black and white, they will still be able to change their policy term anytime to their own advantage.

hope this helps.

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