Hi all, for the robo-advisor returns, should i withdraw the returns and reinvested?

Since I use Stashaway, I'll respond using that as reference.

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All dividends and capital gains for all portfolios are automatically reinvested. The only one that gives you the choice between reinvesting the returns or cashing it out is the income portfolio.

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Generally, just leave everything there to compound, or if you use the income portfolio, just set it to reinvest dividends.

There are 2 parts to the returns: capital gain is always compounded, and dividend is compounded if you choose to reinvest dividends. The portfolio value would always reflect the returns.