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Didn't even need a credit card for this one — used a debit card voucher purchase and still got the 200 Max Miles.
Code: 0A24D2EE | Link: https://heymax.go.link/jIq00?adj_label=0A24D2EE
Why this matters if you don't have/want to use a credit card: HeyMax normally gives you a "double-dip" if you pair it with a credit card (card miles + Max Miles), but a credit card isn't required — you can qualify via debit card voucher purchases or PayNow, and Chocolate Finance transactions now count too.
What you get: 200 Max Miles as a new user once your first purchase is confirmed. The person whose code you use also gets 200 Max Miles when your purchase clears — it's mutual, not one-sided.
Claim process:
Gotchas / read before you start:
Honest caveat: this is a loyalty/miles product, not a savings account — don't treat the "S$ value" of miles as guaranteed cash; it depends on how you redeem (FlyAnywhere floor is 1.8¢/mile, transfers can be worth more or less).
I pulled the exact current terms from DLCuration's HeyMax guide before posting since these promos change — worth a look if you want the full referral-tier math: https://dlcuration.com/heymax-referral-code.html
Not financial advice, just sharing what worked for me.
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