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Didn't have a credit card handy when I signed up and still walked away with the 200 Max Miles, so if that's what's holding you back — it isn't necessary.
Code: 0A24D2EE | Link: https://heymax.go.link/jIq00?adj_label=0A24D2EE
Why this matters: HeyMax gives you a "double-dip" if you pair it with a credit card (card rewards + Max Miles on the same spend), but a card isn't required to get started. You can qualify with a debit card voucher purchase, PayNow, or now even Chocolate Finance transactions.
What you get: 200 Max Miles as a new user, credited once your first purchase is confirmed by the merchant.
Claim process:
Gotchas:
Max Miles never expire as long as your account stays active, and they transfer to 30+ airline/hotel programmes at 1:1 with no fees whether or not you ever add a card.
I pulled the exact current terms from DLCuration's HeyMax guide before posting since these promos change: https://dlcuration.com/heymax-referral-code.html
Not financial advice, just sharing what worked for me.
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