HeyMax Code 0A24D2EE: 200 Miles, No Credit Card Needed

Don't have a credit card yet? Doesn't matter — I signed up for HeyMax with just a debit card and still got the 200 Max Miles.

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Code: 0A24D2EE

A lot of people assume HeyMax needs a credit card to work. It doesn't — you can earn Max Miles through debit-card voucher purchases or PayNow, and Chocolate Finance transactions also qualify now.

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What I actually did:

1. Used the referral link to sign up, entered 0A24D2EE when prompted.
2. Verified my phone number (OTP, one-time).
3. Bought a Lazada voucher through the app using my debit card — no minimum spend needed.
4. Got the 200 Max Miles credited once the purchase cleared with the merchant.

Things to watch:

• A credit card just gives you "double-dip" miles (card rewards + Max Miles) — it's a bonus, not a requirement.
• You still need to complete verification and the purchase within 180 days of signing up, or the referral bonus expires for both sides.
• Credit can take from a few days up to a few weeks depending on which merchant you buy the voucher from — don't assume it failed if it's not instant.

Not eligible if: you skip phone verification, don't complete a qualifying purchase in time, or leave the referral code field empty.

Caveat: Max Miles never expire once earned, as long as your account stays active — but the referral bonus itself has that 180-day claim window, so don't confuse the two.

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Cross-checked the debit-card eligibility against DLCuration's writeup since it's easy to assume otherwise: https://dlcuration.com/heymax-referral-code.html

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Not financial advice, just what worked for me without a credit card 💳🚫