Hello, i’m currently an undergraduate, would even putting $100 into it while i’m studying and part-time working even help in any return?

Firstly, we need to have a complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a guide to help you: https://www.blog.pzl.sg/understanding-your-pers...

Before you start investing, it will be best to understand your objective. Here are some questions to help you:

1. What is your capital?

2. How will you want to invest your capital? E.g. lump sum or an amount on a regular basis

3. How long will you want to stay invested? E.g. 10 years

4. What is your risk appetite? E.g. How do you feel about short-term volatility?

5. What is your objective for investing?

Now that we have a clear understanding about our cashflow and investment objective, understand how your capital will work, e.g. to invest one-time of $100, or to invest $100 monthly.

If you are going into the latter, then you can consider adopting the concept of dollar cost averaging. Here is how it works: https://www.blog.pzl.sg/dollar-cost-averaging-s...

While the start-up capital is small, everyone starts from somewhere. The key thing is always to find out how we are going to grow every penny into a dollar, and every dollar into a note. Rome ain't built in a day.

Here is everything about me and what I do best.

Since the amount $100 is relatively & nominally small, it will only help to a small extent in return for the first few years. However, the main point of DCA is to foster the discipline of investing over a long-horizon and allow the magic of compounding to unfold.

Once you can appreciate the true wonders of compounding, by the time you graduate and starting earning more active income, you will then be more committed into deploying your monies for investment