Advertisement
Anonymous
Here are the options I've narrowed down:
1) Amex True Cashback
2) SCB Unlimited
3) ICBC Global Travel
4) ICBC Zodiac
I'm leaning towards (4) due to its 1.6% cashback and 3-year annual fee waiver.
I don't do much overseas transactions and don't drive as well. I'm planning to use this card for my wife's upcoming gynae consultation and pregnancy delivery fees (not sure if this is considered a lumpsum transaction).
Appreciate any inputs!
9
Discussion (9)
Learn how to style your text
Reply
Save
Hmm overall recommend the first two! I've had issues with ICBC and their customer service is not something you want to put yourself through...
About the fee waiver, every card has that as long as you make the effort to call in and ask for a waiver. If you use the card 1-3 times a year at least, the waiver will be approved.
Btw best to apply online as mentioned by the rest! Singsaver has promotions and the banks themselves have promotions if you apply through Singpass I think. All the best!
(PS: If you are working and have a multiplier acc with DBS, frankly the Live Fresh Card is pretty decent for cashbacks! If you spend $80 on transport a month via Simplygo, you get back $4. If you happen to make online purchases, you get cashback too. It's not so much about having 1 card only, but maximizing the benefits you can get from various cards. Doesn't mean I advice getting many cards but 2-3 is alright~ I'm not working in DBS but I found their card convenient!)
Reply
Save
HC Tang
20 Jun 2019
Financial Enthusiast, Budgeting at The Society
Quite true for the 4 card between 1.5 to 1.6%, but pretty low these days with no string attached.
...
Read 2 other comments with a Seedly account
You will also enjoy exclusive benefits and get access to members only features.
Sign up or login with an email here
Write your thoughts
Related Articles
Related Posts
Related Products
4.2
171 Reviews
Standard Chartered Simply Cash Credit Card
Up to 1.5% on eligible spend
CASHBACK
Unlimited
CASHBACK CAP
$30,000
MINIMUM ANNUAL INCOME
4.2
76 Reviews
4.3
98 Reviews
Related Posts
Advertisement
Maybank FCB is also 1.6% cashback with no min. spend. I've been using it and so far, no issues?