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Anonymous

25 Jul 2023

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HDB or bank loan for bto

My boyfriend is doing a diploma programme that can possibly crossover to a degree programme (tuition fees are covered) ending around late 2026. our key collection is early 2026 and i'm wondering if he chooses to take the degree in the future instead (part time), will it be better? so that when our income is reassessed at least we can get a good loan, but then we would need to pay for part time sch fees. another option is to get a bank loan with a guarantor but it's our last resort

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tinycents

06 Nov 2023

HDB loan!!!

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IANAFA but

27 Aug 2023

HDB

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Emma

03 Aug 2023

Hi anon, great question! i recently stumbled upon this article, which you might find pretty helpful! congrats on the BTO!! :)

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kirby

01 Aug 2023

Thanks

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Joe

30 Jul 2023

If I remembered correctly, u can only take hdb loan once but if u take a bank loan (1st loan), u can...

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For 2 room BTO, should i apply HDB or bank loan (100k-130k). If I am taking HDB loan should i apply max loan period 25 years or pay full asap by max out my OA.

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