HDB Flat?

1) For resale flat, can I use the money inside CPF to pay for it? If yes, is there a maximum amount that I can use?

• Yes you can use all your OA subject to the withdrawal limit which is 120% of the valuation price of your hdb.

2) Does applying for Sales of Balance counted as a chance for applying BTO? As I am concern that the sales of balance unit isnt that attractive but I do not want to waste the 2 chances of applying for BTO.

• Yes it is.

3) HDB loan or bank loan will be more ideal when purchasing a flat?

• If you want to get 90% loan, go for HDB loan.

• If you want to pay minimal cash, go for HDB loan.

• If you want low interest rate, go for bank loan.