Have you started planning for your own retirement? If yes, by a what age do you intend to retire and how do you plan to take care of your expenses when you retire?

I plan to retire after I reach 65 and my CPF Life (ERS) kicks in. If more is required, I will draw down on my FDs, saving accounts, Robo investments, and the last option HDB Lease Buyback scheme.

Initially I was planning to retire at age 51 (spouse will be 55). Source of income would be from CPF excess (plan to withdraw from interests), dividends & savings (last resort to dong until CPF Life payout at age 65)

But recently talking to my friends @ work, I come to realise some people in our company still work for the sake of insurance coverage. So now i'm apprehensive to stop working completely. Maybe convert to a part time scheme with less taxing role just to enjoy the coverage :D

Yes, I intend to retire at 58. Income streams from interest from CPF SA account, rental income from property, dividend from reits, dividend from mutual funds and fixed nterest from emergency fund.

60

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