Has the COVID-19 situation impacted your financial plans negatively?

As always, I follow a strict budgeting process whenever it comes to my finances. Accordingly, I tend to have some surplus in my expenditure account at the end of each month. As a result, so far everything is fine and on track.

How I do My Budget:

How to create a Monthly Budget

For readers who are negatively affected, I will suggest for you to spend quality time to have a complete understanding on your cashflow. Through this process, we will understand your earning ability and spending habit.

Here is a Guide:

Understanding Your Personal Cash Flow

Thereafter, create a budget to ensure that you are not overspending your money. For the most part, maintain a basic savings ratio - do not give yourself an excuse otherwise.

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