Has anyone heard of AXA pulsar?

Hi Anon,

I think we do need to see and understand that investments are usually mid to long term; it's even more so when you purchase an investment product from an insurance company. Thus if you are looking at just a quarter to quarter basis, the ROI will not be as evident, cause as we all know markets are volatile... And returns are never guaranteed.

If you are looking at better returns, I think it might be wiser to get a pure investment plan or approach a IFA, who is able to connect you to investments to funds directly.

Also do note, if you pull out of it, I'm not sure if you will even get back anything at all in terms of cash due to the policy only being in force for a couple of months

Hi anon,

This is a 101 plan that focuses on investment.

The questions you would need to ask yourself are: Why did you buy this plan? Do you know the true return of the plan, even with all the bonuses thrown into the picture?

I would not recommend investing through an insurance company; once you dissect the full details of the policy, as well as the numbers, it will be apparent why.

If you need a second opinion, let me know.