Anonymous
Anyone bought AXA's pulsar plan?
I was approached by my friend to buy the AXA pulsar plan and the way he was telling me is that the fees may seem high on paper but when properly managed (i.e. fund switch when needed), the returns are worth it + the start up bonus also helps to compound faster. However, the reviews i read online was mostly negative and hence i am hesitating to purchase it from my friend.
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I have been on this plan for past 8 years but I took a premium holiday for 2 years due to covid. Now it continue to do badly and I am likely to include loss of about 8K if I surrender. Should i proceed with the premium holiday and be still covered under the death benefit or just give up altogether? For advice please.
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Can I check w anyone here who bought axa pulsar . Did ur agent tell u about all the charges and penalty ? For mine, I was totally in the dark when I sign it
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Stay away. After 10 years u only can get back 10%... so the 168% bonus is useless if u cannot get back ur money in 10 years. The monthly charges is at 6-7% if u include start up bonus is 9%. How to earn by having such a plan.
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Stay away!
I gotten the Pulsar plan months ago with AXA advisor by the name of Jessica Tham, explai...
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STAY AWAY! The start up bonus only cushions your eyes, its meant to be "on paper" but in truth the bonus will be taken back by them due to their high fees. The highest among other institutions. Dont be fooled. The bonus is to manipulate you into thinking "you got extra money" there's always a catch with these things.
I am not downplaying pulsar, whatever I have said its a fact and I have read the fineprint. It's even thorougly discussed on reddit.
STAY AWAY!