Advertisement

nicola paterno

16 Jun 2025

∙

General Investing

Goal: Long term investment and income generation Timeframe: 10 to 20 years

Investment Plan Details

Dollar Cost Averaging Strategy:
- VUG (SGD 600/month)
- VWRA (SGD 500/month)
- SCHD (SGD 300/month)
- VYM (SGD 200/month) - International Dividend Stocks
Lump Sum Investments:
- MSTY (SGD 8,000)
- JPEQ (SGD 8,000)
Growth Stocks:
- NVDA (SGD 250/month)
- GOOGL (SGD 250/month)
- AMZN (SGD 150/month)

Allocation

Growth: VUG, NVDA, GOOGL, AMZN (45%)
Global Stocks: VWRA (30%)
Dividend Stocks and Monthly Distributions: SCHD, VYM, MSTY, JPEQ (25%)

13

Discussion (13)

What are your thoughts?

Learn how to style your text

Wrong Sean

19 Jul 2025

I think you can simplify further.

At the current dividend yields for the dividend ETFs and the withholding tax level(30%), it doesn't make sense to have the forex risk, as 1M45 has mentioned. Consider removing them or look at the local banks or dividend ETFs, even the STI ETFs as alternatives.

MSTY and JEPQ covers your USD cashflow.

Review your growth stocks every 5 years or as neccesary.

Reply

Save

Wong Zhi Bin

01 Jul 2025

Thanks for sharing!!

Reply

Save

Jinsha

30 Jun 2025

Wow

Reply

Save

Chris cctzjd

30 Jun 2025

Own time own target at Self Employed

Nice

Reply

Save

Florian Vidal

17 Jun 2025

Depending on your broker you could look into UCITS variant of those ETF to reduce dividend tax on th...

Write your thoughts

Related Posts

Besides putting money into portfolios, what advice would you give young investors who are looking to invest money for both short term goals (5 years) and long term goals (more than 15 years)?

I’ve invested in a long term investment-insurance plan at $2.4k/year. Based on the performance chart, the 3 months, 6 months, 1 year, 5 years are all negative. Only the 10 years is positive at 4.5%. Is the investment doing well?

Hi, I'm 28 years old, planning to put my money somewhere instead of bank. Should I do short term endowment plan (10 to 20 years) or long term (until 100 years of age)? Or retirement plan? Thank you?

I’m 19 years old and would like to get into investing. Should I invest in index or mutual funds? Should I save a monthly goal and use that to invest? My goal is long term growth. Any advice?

Hi. I'm 25, plan to invest 20k for a start and invest 1 or 2k monthly thereafter. Want to do a long term investment, likely 10 to 15 years to grow my wealth. Any advice how I should invest?

Related Posts

Besides putting money into portfolios, what advice would you give young investors who are looking to invest money for both short term goals (5 years) and long term goals (more than 15 years)?

I’ve invested in a long term investment-insurance plan at $2.4k/year. Based on the performance chart, the 3 months, 6 months, 1 year, 5 years are all negative. Only the 10 years is positive at 4.5%. Is the investment doing well?

Hi, I'm 28 years old, planning to put my money somewhere instead of bank. Should I do short term endowment plan (10 to 20 years) or long term (until 100 years of age)? Or retirement plan? Thank you?

I’m 19 years old and would like to get into investing. Should I invest in index or mutual funds? Should I save a monthly goal and use that to invest? My goal is long term growth. Any advice?

Hi. I'm 25, plan to invest 20k for a start and invest 1 or 2k monthly thereafter. Want to do a long term investment, likely 10 to 15 years to grow my wealth. Any advice how I should invest?

Advertisement