Girlfriend is a Co-owner of a HDB and wants to BTO/SBF

My girlfriend is currently a co-owner of a HDB unit with her dad. We are interested in the recent BTO and would like to clarify on our eligibility and the various possible course of action. Can we still BTO/SBF?

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Wrong Sean

14 Jun 2021

Looks like not possible as she is listed as a co-owner of an existing HDB. Please reach out to HDB to check the options.

“For a new flat application, all the listed owners and essential occupiers must not own, dispose, or have an estate or interest in any other local or overseas property:

Within 30 months before the date of the new flat application, and up to the date of taking possession of the new flat
Exemptions may be possible for exceptional cases. To apply, you can send the request via MyRequest@HDB.”

https://www.hdb.gov.sg/cs/infoweb/residential/b...

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Caleb Seah Hua Xiang

14 Jun 2021

Don't think it will be a problem for you guys to BTO.

But ask yourself, why is her name being included into the current flat initially?

If it's because need her income to take loan, then can her dad ownself take lona under his name when there is a need for her to withdraw her name next time upon key collection?

If dad doesn't have the financial means to do so, means they have to sell the house then she can take possession of the new house.

Means her dad have to buy a smaller house on his own next time. Will it be feasible?

It will depends on how much cash her father has.

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