Getting a loan is to buy time to use existing cash on hand to make more money?

If you are sure you can make the money back then why not

Taking out a personal loan for investing can be a double-edged sword, offering opportunities for profit while carrying substantial risks. So it’s important to carefully weigh the benefits against the potential risks. Here are some potential advantages:

• Access to capital: Personal loans provide an immediate influx of cash, allowing you to seize time-sensitive opportunities in the market.

• Diversification: Borrowed funds can be used to diversify your investment portfolio, spreading risk across different assets.

• Potential for higher returns: If the returns on your investments exceed the interest rate on the loan, you stand to make a profit.
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Besides the advantages, It’s important for you to carefully consider the following drawbacks before deciding to use borrowed funds for investments:

• Risk of loss: Investments inherently carry risks, and if the market performs poorly, you could end up losing not just your investment, but also end up in a situation where you have to repay that loan with interest.

• Interest costs: Personal loans often come with higher interest rates, potentially eating into your profits and making it harder to achieve a positive return.

• Stress and pressure: Using borrowed funds for investments can create emotional stress, as the pressure to meet loan obligations can affect decision-making during market fluctuations.
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Do read up more about the complexities on taking out a personal loan for investing before you make any decision!

Depends on where u use the cash

There is no sure-win. Always have a contingency plan when things go south.