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Shirley

7h ago

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For those aiming for FIRE, what's your target annual expense?

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1M45

Edited 5h ago

About $30,000 a year is all I need. With 3% SWR i already reached.

However, I'm not building a traditional retirement portfolio that shifts from accumulation to decumulation—I'm building a perpetual capital engine that keeps growing even when I stop working.

Factoring in a 2x safety factor, I need a portfolio value of roughly $2 million portfolio within an eight-year timeline i give myself to make this setup bulletproof.

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Debbie

7h ago

I'm aiming for about $40k–$50k a year, enough to live comfortably without being overly frugal

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