facebookFor someone who wants to be a long-term investor, shld s/he wait for a crash to start investing? - Seedly

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Cheng Koon Ann

22 Jun 2021

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For someone who wants to be a long-term investor, shld s/he wait for a crash to start investing?

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Leo Wan

22 Jun 2021

Digital Marketing at Adam Khoo Learning Technologies Group

In my opinion, don't have to. If I wait too long, then I have to weigh in the 'waiting cost'.

I deploy the dollar-cost averaging (DCA) method into indices ETFs for my long term investment fund where I simply use a small sum of money every month to buy into the market. When the price is low, I get more shares. When the market is high, I get fewer shares. In this way, it averages out and reduces any short term volatility in the market.

The market has a higher chance of heading up over a long period (say 5 years 10 years horizon), because of

(i) inflation;

(ii) technology advancement as more people getting access into the market;

(iii) Indices only holds the best companies (replacing the good companies with better companies earners)

If you are into stock picking and trading (swing trading etc), then yes the timing of entry and patience is required.

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