For couples here, how do you balance enjoying today (travel, gadgets) versus locking money away for future goals together?

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Save for tomorrow first before enjoying today. this ensures you can enjoy tomorrow, and tomorrow's tomorrow.

I feel it depends on the risk apetite, income level & stability, and forecast of future life.

I was very apprehensive about "enjoying today" in the past. But recently, after having few plans in place (some achieved, some achieving), I feel more confident in spending the "excess" money. This is especially so when I looked at my elderly parents, I decided I want to start bringing them on journeys they couldn't financially afford to (I was from a low income family) in the years they can still afford to travel.

Yolo