For 30y/o single, should I wait till 35 to get HDB resale 3rm or smaller? Is HDB always a depreciating asset? Buying a condo seems like too big of a financial commitment, unless for prop investment.

Hello! HDB has always been intended for the purpose of own stay rather than an asset for appreciation / investment. Like many pointed out, it all depends on what is your financial goals.

​

It is possible to use private condo as a vehicle to retire in an affordable fully paid off HDB. You will need to look into your finances, set your budget with sufficient emergency funds, select the right property and safe entry priced unit.

​

A good property will still do well even in bad times due to evergreen attributes. I can share more on the options that you have in the current market.

Depends on personal preference

Hello, it depends on your financial goals and intent of buying the house. only buy what you can afford as a condo can be significantly more costly and higher upfront cost. many people are buying hdb and.i dont think it is a depreciating asset especially if it is location at a prime location. if you are considering a resale flat, be sure to look into how you can choose the best one available before your purchase.

Buy based on cpf value of money