Anonymous

28 Apr 2023

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First timer for resale - Intend to buy show I’m not eligible for grant and hdb loan

I just done a intent to buy and its show that I'm not elligible for hdb loan and grant due to the last 3 month combined gross salary more than 14k. however that's not because we got that much salary but is due to the bonus that usually come in by Jan/ Feb.

so my question is, the intend to buy show so, should I continue do my HLE ? because Our combined salary definitely less than 14k if average by past year Or even 6 month. not sure how it work . Thanks if anyone can answer it.

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Ace

03 May 2023

If due to bonus, believe have to appeal formally after you get HLE/HFE - providing CPF statements probably to show due to bonus.

But since you hit the limit, it's likely there's some probability you can't meet the eligibility for HDB loan - need to consider alternative plan e.g. loan from banks.

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ZL

02 May 2023

You can actually send an enquiry to check with HDB on this. They have also recently changed HLE to HFE over here.

https://www.hdb.gov.sg/enhancements-to-hdb-flat...

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YOC

30 Apr 2023

Maybe better to contact hdb to check with them....

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If I'm a second-timer applicant for HDB BTO, will I still eligible for grants? Any difference if I took a grant during the first application?

I am a SC living overseas with my foreign husband and kids. First timer & want to buy resale flat. Total gross salary is around SGD$18k and nett is $10k. Are we eligible for HLE and which grants?

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