Hi, are you looking for a new house? Head to mogul.sg to browse your preference of properties for sale or rent in Singapore.

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In case you need some reference as a first-time buyer, feel free to read up some articles below:

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For Young Singaporean Couples: 4 Tips On Buying Your First Home Resale Flat

https://www.blog.mogul.sg/post/for-young-singap...

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Quick Guide to Buying Resale HDB Flat: Requirements, Financing and Fees - 2021 Update

https://www.blog.mogul.sg/post/quick-guide-to-b...

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Buying Your First BTO Flat? Here're 8 Things You Should Pay Attention

https://www.blog.mogul.sg/post/planning-to-buy-...

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Cheers! :)

For buying I think can DIY - for me, I went to propertyguru, 99 dot co etc. and just directly contact the one listing their resale flats (mostly agents) to go for viewing.

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The process itself if quite straightforward, not difficult in my opinion, but need to keep up at the doing homework diligently (to view + determine price to offer/willing to buy) and transacting stage (highly administrative in nature). Sharing what I have learnt (got a resale this year).

1. Understanding how much you can afford - get HLE (HDB Loan Eligibility letter) + whatever cash/savings (loan + savings + CPF Ordinary). You can also use this to estimate (https://homes.hdb.gov.sg/home/calculator/budget). For me, the HLE is most accurate - that's how much HDB want to lend you based on your actual income/savings in CPF.
2. Search for houses within your affordability (computed under 1), with desired size location/amenties + remaining lease (impt). (99dot co and propertyguru).
3. Go for viewings - gain experience in what to look out for in a house, what are your likes/dislikes, neighbours/surroundings, how to talk to agents/owners - questions you want to ask. Think of how much you will offer even b4 going. B4 viewing remember to check the past transactions - i find HDB map services super useful: https://services2.hdb.gov.sg/web/fi10/emap.html in getting past transactions, nearby amenties, remaining leases (all in 1 place). Look at the other listing too. I find doing homework must useful and essential - else easy for agents to smoke... ...
4. Transacting - Ensure if money handed over there are relevant documents/acknowledgement from seller, ensure you know the next step (check HDB / check seller agent). Ensure that when filling up the multiple forms on HDB website - you know what to do (get all the income, CPF etc. documents super ready). the submission of doc timely from both sides is required - ppl hire agent becoz they dun want to do this.
   Hope this helps.