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Talking money with family can be a recipe for arguments.
What are your tips for fostering financial harmony!
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Kent Toh
Edited 10 Jun 2024
Consultant at Sprinklr
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I'm lucky to have easy-going & trusting spouse, parents & sibling.
My spouse follow my financial decision, my parents are open to my suggestions (except on spending less on their grandkids) and my sibling & i dont "look forward" to our parents' money (individually independent & also parents are splitting in equal shares). All of them willingly transfer me the money whenever i ask for it - to invest, to split birthday celebrations' bills, to grow CPF, etc.
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Most important tip is to communicate! That is how you understand each other's [goals and targets...
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Every family dynamics are a little different. No judgement.
When you are married, you will see and learn to accommodate. With spouse, and his/her family.
Some deem money more important than the others, find and pick the right person with equal wavelengths to talk to. Form 'alliances' if you need to.
If there is a need to compromise, then you could do some prep work (individual or as a team), prepare clear steps and proposal along with evidence.
Need to be logical and not emotional.
Ultimately, be patient.