Factors that I should consider whether to get early CI plan

This table can help (hopefully) with your decision making =) from: https://plannerbee.co/learn-personal-finance/i-...

Hi anon,

​

This is not an extensive list of criteria but here are some factors to consider:

1. Definition of coverage: Yes it's early CI, but the definitions are NOT standardized. Some insurers for example, cover early cancer as long as is a positive diagnosis of carcinoma in situ, but some insurers require it to be carcinoma in situ of SPECIFIC sites. The latter scenario is far more restrictive and not something that I would want.
2. Scope of coverage: Assuming premiums are more or less the same, how many early CIs are covered?
3. Cost: Naturally, a cost-efficient plan may be better than the cheapest plan.
4. Duration of coverage: For life? Till 70? This depends on the individual.
5. Do you want the ability to make multiple claims? If so, the only way is a multipay plan.

Have a chat with an advisor in order to better understand your options and decide on something suitable for you.