Thinking of getting some CI coverage. Should I consider a term plan with CI multipay rider?

Hi there. It depends heavily on whether you have dependants or not. If you don't, I suggest to just get a standalone CI plan. A standalone CI plan can pay out more times for various CIs than a rider. Premiums for a standalone CI plan can be cheap depending on the amount of coverage you choose.

More importantly, act fast! One last week before the CI changes happen.

You can reach me here to find out more. I cover 9 major insurers including Aviva, NTUC, AXA etc.

Hi there,

Term + CI would provide for Death, Disability, Terminal illnesses as well as CI coverage. Some of the CI multipay offerings do not provision for Death, Disability payouts.

Would be hard to determine the affordability, as some data is missing, such as your age, smoking status. Comparing a term + Ci multi pay, and multi pay standalone, term + Ci might cost more as it has higher coverage.

Hope I was able to shed some insight! If you would like a consult, reach out to me and we can take it offline.​​​