Endowus has so many portfolio offerings, which portfolio should I go for?

For me, i will go with

1. General Investing (Advised Portfolios) as my default for those $ that i want to invest for mid to long term.

2. Cash Smart (Cash Management Portfolios) as my "savings account" for those $ i need it in the short term, anytime i can withdraw.

3. Fund Smart (Customisable Portfolios) only when there is a specific fund i wanted to buy to invest.​​​

Different portfolios for different purposes and different risk tolerances.

In short, Endowus has 3 types of investment portfolios:

Fund Smart is for investors who are savvy and know how to construct their own portfolio. So, ignore that if you don't know how to choose your own funds.

General Investing is for growing your wealth. You can pick their Advised Portfolio, where they will recommend a portfolio suitable for your risk tolerance.

Cash Smart is for temporary cash parking. They offer 3 portfolios (Core, Enhanced, Ultra) for different levels of returns and risks.