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Anonymous
I feel that with the reduced deposit rates for DBS Multiplier Account and Standard Chartered Jumpstart Account, it's time to start considering your alternatives while I still have the chance to earn 2% p.a. rates.
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Yu Qi Tan
07 Dec 2020
Student Ambassador 21/22 at Seedly
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4.8
782 Reviews
Maximum Interest: 2.50% p.a. for balances up to S$50,000
INTEREST RATES
$0
MIN. INITIAL DEPOSIT
$0
MIN. AVG DAILY BALANCE
4.4
321 Reviews
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I think singlife would be one of them to look out for. Then there would be roboadvisors too hmm. But personally i think the low interest rates makes the opportunity cost of not investing even bigger. Personally i would deploy more cash into stocks/companies that i have conviction in. If not, dollar cost averaging on ETFs that track the S&P 500 would be something that i’ll look out for as well. The etfs with low expense ratio, such as VOO. Hope it helps!
Please do carry out your own due diligence before doing anything! This is just my opinion and not a recommendation to do anything!