Does the MINDEF Aviva living care provide sufficient critical illness coverage? If not, what are some other plans that I can be considering?

I agreed with Colin. Ive gotten both my CI and ECI from Aviva.

In fact, in terms of cost, premiums are cheaper for aviva personal insurance plans.

The following example is for Critical Illness. In comparison with Living Care

Living Care premium increases every 5 year. For more info can check out on Aviva website.

Age 21 to 25: 8.4 x 12 = 100.80
Age 26 to 30: 12.3 x 12 = 147.60
Age 31 to 35: 18 x 12 = 216
Age 36 to 40: 29.7 x 12 = 356.40
Age 41 to 45: 29.7 x 12 = 356.40
Age 46 to 50: 82.5 x 12 = 990
Total cost over 30 years = $10836
Average per year = $361.20

As for Aviva CI Advance Cover Plus II, a rider for the Aviva MyProtector Term Plan, the yearly premium cost for 300k CI is ONLY $172.60.

As you can see above, its half the total premium cost.

I think most advisors will not recommend mindef living care is because when you are 45 onwards the premium jump...and every 5 years the premium will keep increase....

I highly recommend Aviva Multipay CI III...simple and straightforward plan which covers early critical illnesses, severe CI, and recurring CI. reach out to me for more information. You can click my profile pic, click the fb logo...u can fb message.

#planwithcolin​​​