Is multipay CI worth it? Currently paying $2.3k monthly for 1million coverage., Is 1 million dollars coverage for up to 3 CIs too much for a 23 year old, How do we use cpf money to invest in SP500?
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In my opinion, you should only get CI plans when you have liabilities that you are afraid that should you get into an accident, your family members might be overwhelm with the financial burden of it. Otherwise, you may wish to consider only getting it later in life are in such situations. Or, if your family's financial conditions is in a relatively comfortable stage and that they are not financially dependent on you, you may not even require it.