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Bryan Chua

28 Jan 2021

∙

How do you split your money into separate bank accounts for savings, investing, spending, salary credit and which bank accounts are you using?

Started working full time just last year and i heard this is a good practice and I really hope to review this process for myself this year and automate it possibly. Currently:

DBS multiplier for salary, savings, investment funds
OCBC 360 (upgraded from Frank in uni). Not really used now.
Standard Chartered JumpStart, Singlife for higher interest

Please share how you split your money into separate (and which) bank accounts for savings, investing, spending, salary credit etc!?

Need some advice please! Thank you.

DBS/POSB Multiplier Account OCBC 360 Account

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Tonya Hollister

8d ago

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李丽

19 Nov 2025

Goga Bitadze Joseph Woll Dansby Swanson

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Seedname

27 Mar 2024

Just be flexible as rates will probably change again with FEDS

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Isha Basu

01 Mar 2024

Thank you so much for sharing this amazing article with us. Will stay connected with your blogs for future posts.
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Helen Ferguson

04 Aug 2023

Manager at theDiscountCodes

For savings, I believe DBS is the finest.

read my blogs : https://www.thediscountcodes.co.uk/blog/...

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I'm using DBS multiplier savings account and achieving >2 categories (salary credit, investment RSP, and credit card). Should i transfer the excess (from $50k since that's the cap) to SCB Jumpstarter?

Hi! What savings account will you recommend for someone with low liabilities (no bills to pay, insurance, loans, investments) and an average credit card spend to park their salary?

Working for a year and opened 360 for salary credit. Should I apply for a credit card or change saving account? Currently, $200 monthly spending. I seldom online shopping. It's difficult to reach the min spending for CC to earn cashback. Any advise?

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