Does expenses on the exclusion list of credit cards terms and conditions count towards minimum spending?

Hi! Expenses on the excluded transactions list in a credit card's terms and conditions typically do not count towards the card's minimum spend requirement (though some exceptions exist). Some banks are moving to clarify this in their FAQ sections. You can see an example of this with Citi Cash Back Card in its FAQ here and for OCBC 365 Card here.

Excluded transactions almost always include annual card fees, instalment payments, late payment charges, tax payments, interest, cash advances & more.

If you want to learn more about minimum spend requirements, here's a detailed breakdown of the subject: https://www.valuechampion.sg/understanding-cred...

Hope this helps!